<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- English (canonical landing) — referenced as x-default + en alternate
       in every entry so Google understands the language mapping. -->
  <url>
    <loc>https://vaultandvalue.app/</loc>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://vaultandvalue.app/" />
    <xhtml:link rel="alternate" hreflang="en" href="https://vaultandvalue.app/" />
    <xhtml:link rel="alternate" hreflang="ar" href="https://vaultandvalue.app/ar" />
    <xhtml:link rel="alternate" hreflang="de" href="https://vaultandvalue.app/de" />
    <xhtml:link rel="alternate" hreflang="es" href="https://vaultandvalue.app/es" />
    <xhtml:link rel="alternate" hreflang="fr" href="https://vaultandvalue.app/fr" />
    <xhtml:link rel="alternate" hreflang="hi" href="https://vaultandvalue.app/hi" />
    <xhtml:link rel="alternate" hreflang="it" href="https://vaultandvalue.app/it" />
    <xhtml:link rel="alternate" hreflang="ja" href="https://vaultandvalue.app/ja" />
    <xhtml:link rel="alternate" hreflang="ko" href="https://vaultandvalue.app/ko" />
    <xhtml:link rel="alternate" hreflang="pt-BR" href="https://vaultandvalue.app/pt-BR" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://vaultandvalue.app/ru" />
    <xhtml:link rel="alternate" hreflang="tr" href="https://vaultandvalue.app/tr" />
    <xhtml:link rel="alternate" hreflang="zh-Hans" href="https://vaultandvalue.app/zh-Hans" />
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Translated landing pages -->
  <url><loc>https://vaultandvalue.app/ar</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vaultandvalue.app/de</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vaultandvalue.app/es</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vaultandvalue.app/fr</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vaultandvalue.app/hi</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vaultandvalue.app/it</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vaultandvalue.app/ja</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vaultandvalue.app/ko</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vaultandvalue.app/pt-BR</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vaultandvalue.app/ru</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vaultandvalue.app/tr</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vaultandvalue.app/zh-Hans</loc><changefreq>weekly</changefreq><priority>0.9</priority></url>

  <!-- Legal / support (English only for v1.0) -->
  <url><loc>https://vaultandvalue.app/privacy</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vaultandvalue.app/terms</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vaultandvalue.app/support</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>

</urlset>
